If you have been about selling your home directly for cash but you have an existing mortgage, you may wonder how the process works. The process is really quite simple. You are just choosing to sell your house directly instead of going through all the headaches and hassles of a traditional sale.
Still having a mortgage on your house should not prevent you from selling your house quickly and easily to a direct buyer allowing you to pay the balance of the mortgage and move forward with your life. You can also rest assured that it’s very common for sellers like you to sell their house directly and receive the remainder of the proceeds in cash after the lender has received the payoff for the mortgage.
Selling your home can create an overwhelming feeling when you start to think about it, but you can relax once you understand how easy it can be. So read on as we explore how to sell your house in San Antonio directly, even with a mortgage.
Remaining Balance
Your first step is to reach out to the lender requesting your payoff balance to sell your house in San Antonio directly, even with a mortgage. Of course, the amount they provide will differ slightly from your remaining balance because there will be some accrued interest that is calculated in advance and expires within a given period; however, it provides an excellent estimate to calculate your profits. If you are not sure how to do this, don’t worry, there are plenty of people that can help you including a local investor or the title company that you will be using.
Next, local professional buyers like those at Sell My San Antonio House will review the property and let you know what the direct sale price would be, this is the same as your cash price. The professional buyers at Sell My San Antonio House do this because we want you to make an educated decision with all of the facts in hand. If you agree that our offer is fair, then we will help you begin the paperwork in order to start the process. You want to keep in mind that the professional buyers at Sell My San Antonio House don’t charge commissions, they can help you cover the closing costs, and there are never any hidden fees to come off the top of your profits at closing.
Know Your Timeline
It’s helpful to understand the timeline when you sell your house in San Antonio directly, even when you still have a mortgage on the property. Unlike the uncertainty of listing a home on the market, professional buyers like those at Sell My San Antonio House can provide you with a guaranteed closing date. This means that you can choose a quick closing date if this is best for you or ask for a later closing date if you need more time to transition.
The professional buyers at Sell My San Antonio House have the advantage of built-in time and money-saving efficiency with a full-service team of industry specialists, including every pro needed to close swiftly, such as the right title company and attorneys. This, along with paying cash allows Sell My San Antonio House to close on your sale within a few days if you need to or the professional buyers at Sell My San Antonio House are happy to work with you to schedule the best calendar date for the closing to make the process as convenient as possible for sellers; just let us know your plans and we will help you schedule.
Should You Prep
Prepping is different when you sell your house in San Antonio directly, even with a mortgage. Because there’s no need to attract buyers, you don’t need to worry about curb appeal or adding a fresh coat of paint. In addition, the marketing costs, professional fees for photographers or stagers, and the hassles of showings are all eliminated through a direct sale. Professional buyers like those at Sell My San Antonio House save sellers time, effort, and money. You don’t even need to worry about a final cleaning, just pack and leave the rest to the professional buyers at Sell My San Antonio House. If avoiding all of these things sounds better to you, then you should definitely consider selling your house directly.
Repair Costs
While conventional home sales include prepping and making repairs, you can keep your money in your wallet and your wallet in your pocket when you sell your house directly in San Antonio because professional buyers like those at Sell My San Antonio House buy homes as-is. Home repairs can quickly get out of hand when trying to sell your house. Often these repairs don’t result in any additional money for the seller. They just add more time and headaches to the process. A direct sale can save you thousands in repair costs. In addition, the professional buyers at Sell My San Antonio House will detail the numbers used to calculate the offer to buy your home directly, so that you know exactly how they calculated your offer.
Closing
While traditional closing fees can cost sellers a considerable chunk of their profits, you eliminate the closing costs when you sell your house in San Antonio directly, even with a mortgage.
Professional buyers like those at Sell My San Antonio House and their team save you time and money by handling the entire process in-house. And the amount your professional buyer from Sell My San Antonio House offers is the amount of cash you’ll receive. There are no surprises when you directly sell to a professional buyer at Sell My San Antonio House because we operate with total transparency.
If you’d like to sell your house in San Antonio directly, even with a mortgage, talk to one of our professional buyers at Sell My San Antonio House today without obligation. At Sell My San Antonio House, we understand the importance of clear communication and know it starts with listening. The professional buyers at Sell My San Antonio House are seasoned local real estate investors who know that no one knows the selling points of your house the way you do.
At Sell My San Antonio House, we understand that many motivations may drive your home’s sale. Whether you’re under a time crunch, facing financial difficulties, or can’t afford the necessary repairs, our passion at Sell My San Antonio House is helping our neighbors here in San Antonio solve their home selling problems. We’re happy to answer any of your questions or concerns about the process at Sell My San Antonio House; our goal is to make you extremely happy with the sale of your home. Ready to learn more about how a professional buyer at Sell My San Antonio House can help you? Call Sell My San Antonio House at (210) 201-6644.